> For the complete documentation index, see [llms.txt](https://docs.flowretail.com/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.flowretail.com/docs/day-to-day-operations/selling/payments/payment-methods/dintero-payment.md).

# Dintero Payment

## What is this?

Dintero is a PSP (Payment Service Provider), which delivers a very easy-to-use and flexible payment solution that lets any merchant/store receive payments from its customers from many of the popular payment methods, including:

* Vipps (Norway)
* Vipps MobilePay (Denmark)
* Visa (both EU consumer cards and non-EU consumer cards)
* Mastercard (both EU consumer cards and non-EU consumer cards)
* Klarna
* Swish (Sweden)
* Apple Pay
* Google Pay
* Walley
* Billie

**Dintero is great as a payment service to offer payment solutions like Vipps and Klarna in your store, and also as a backup-solution should your regular physical card terminals stop working.**

## How does it work?

When a customer comes to the store, or calls in by phone or chat, you can create a standard sale in Flow Retail, and choose Dintero as the payment method.

You will then need to enter at least either the mobile number and/or email address to the customer.

The customer then receives an SMS and/or email with a link to a Dintero payment page where they complete the payment. In the Dintero payment page, the customer choose which payment method they want to use from a list of the payment methods you as a merchant/store has decided to have enabled (this is set up in the Dintero Backoffice by yourself).

When the customer has confirmed the payment, the order is completed.

{% hint style="warning" %}
It is per 17.12.2024 *not* possible to create a Dintero payment, and leave the sale in Flow Retail. **This means you will need to wait for the customer to complete the payment before you can do anything else in the system**.

In a later update we will add support for letting you create a payment link, and then leave the order (e.g park it in locked mode, with a status "Awaiting payment", whereas it is automatically completed once the payment is done).
{% endhint %}

## How do I get started?

1. Sign up with Dintero on their website. Remember to choose Flow Retail as your partner, so that we automatically get access to do the configuration.
2. Contact our support, and inform us which store(s) you want Dintero enabled on. This is normally done within 1-2 days. For this we will need access to your account.
   1. We will create the necessary API key and add to the Dintero extension
   2. We will configure the API keys on the relevant store(s)
   3. We will do one test sale to confirm everything is working, whereas you need to do at least another actual sale to cross-check and confirm everything works as expected

## What does this cost?

The Dintero extension in Flow Retail is free of charge.

From Dintero there will be both a monthly fee and ongoing costs, depending on transaction volumes and more. Contact Dintero for more details.

## What about accounting?

All payments going through Dintero is 100% handled by Dintero, so you will only receive one payout from Dintero, even though some of your customers choose to pay by Vipps, some by Klarna, and maybe some by the built-in card payment solution.

In Flow Retail there is a dedicated payment method for Dintero, and which can be assigned an accounting number, so that it is very easy to "balance out" the payments vs payouts. If you have any questions related to this, please contact either Dintero (for payouts or reports details), or us (for accounting number setup).


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